:root{--navy:#0C2340;--blue:#124968;--teal:#0A7C86;--gold:#C99A2E;--mist:#F4F7FA;--ink:#1B1F24;--muted:#5B6573;--white:#fff;--line:#D9E1EA}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:var(--blue);text-decoration:none}.topbar{background:var(--navy);color:#fff;padding:9px 6%;font-size:.92rem;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.navbar{display:flex;align-items:center;justify-content:space-between;padding:18px 6%;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}.brand{font-size:1.35rem;font-weight:800;letter-spacing:.2px;color:var(--navy)}.brand span{color:var(--gold)}.navlinks{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.navlinks a{font-weight:700;color:var(--navy);font-size:.95rem}.nav-cta,.btn{background:var(--gold)!important;color:#111!important;padding:10px 15px;border-radius:6px;font-weight:800;display:inline-block}.hero{padding:82px 6%;background:linear-gradient(115deg,rgba(12,35,64,.94),rgba(18,73,104,.88)),url('/assets/hero-pattern.svg');color:#fff}.hero h1{font-size:3rem;line-height:1.08;max-width:920px;margin:0 0 18px}.hero p{font-size:1.18rem;max-width:760px;color:#E8EEF5}.hero-actions{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}.btn-secondary{border:1px solid rgba(255,255,255,.65);color:#fff;padding:10px 15px;border-radius:6px;font-weight:800}.section{padding:64px 6%}.section.alt{background:var(--mist)}.section h2{font-size:2.1rem;line-height:1.2;color:var(--navy);margin:0 0 14px}.lead{font-size:1.13rem;color:var(--muted);max-width:880px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:28px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:14px;padding:24px;background:#fff;box-shadow:0 8px 20px rgba(12,35,64,.05)}.card h3{margin:0 0 9px;color:var(--blue);font-size:1.25rem}.card p{color:var(--muted);margin:0 0 10px}.card ul{padding-left:19px;color:var(--muted);margin:8px 0 0}.strip{background:var(--navy);color:#fff;padding:44px 6%;display:grid;grid-template-columns:2fr 1fr;gap:24px;align-items:center}.strip h2{margin:0;font-size:1.9rem}.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:26px}.kpi{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px}.kpi strong{display:block;font-size:1.6rem;color:var(--navy)}.kpi span{color:var(--muted);font-size:.94rem}.page-title{padding:58px 6%;background:var(--mist);border-bottom:1px solid var(--line)}.page-title h1{font-size:2.6rem;color:var(--navy);margin:0 0 8px}.page-title p{max-width:850px;color:var(--muted);font-size:1.1rem}.service-list{display:grid;gap:14px;margin-top:24px}.service-item{border-left:5px solid var(--gold);background:#fff;border-radius:8px;padding:18px 20px;border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.service-item h3{margin:0;color:var(--navy)}.footer{background:#08182B;color:#D9E1EA;padding:44px 6% 22px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer h3,.footer h4{color:#fff;margin-top:0}.footer a{color:#D9E1EA}.small{font-size:.9rem;color:#BAC6D3}.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.form{display:grid;gap:14px;max-width:720px}.form input,.form textarea,.form select{width:100%;padding:12px;border:1px solid var(--line);border-radius:8px;font:inherit}.form button{border:0;cursor:pointer}.notice{border:1px solid var(--line);background:#fff;border-radius:12px;padding:18px;color:var(--muted)}@media(max-width:850px){.hero h1{font-size:2.2rem}.grid,.grid.two,.footer-grid,.strip,.kpis{grid-template-columns:1fr}.navbar{align-items:flex-start;gap:12px;flex-direction:column}.navlinks{gap:12px}.section{padding:44px 5%}.hero{padding:60px 5%}.topbar{padding:9px 5%}}

.hidden{display:none!important}.checkbox{display:flex;gap:.6rem;align-items:flex-start;font-size:.95rem;color:#334155}.checkbox input{width:auto;margin-top:.2rem}

.policy{max-width:960px;margin:0 auto}.policy h2{margin-top:2.5rem}.policy h3{color:var(--blue);font-size:1.15rem;margin:1.6rem 0 .35rem}.policy li{margin:.4rem 0}.policy .updated{color:var(--muted);margin-top:0}.rights-notice{margin:1.25rem 0;border-left:5px solid var(--gold)}

.field{display:grid;gap:6px}.field label{font-weight:700;color:var(--navy)}.form-privacy{font-size:.92rem;color:var(--muted);margin:2px 0}.form-privacy a{text-decoration:underline;font-weight:700}